Disclosure Policy

Two legal-jargon-y things you should know about me:

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1. I’m not a freakin’ money professional.

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Just in case someone gets wild one day and tries to sue me for Beyonce-knows-what, I should probably remind you, officially: I am not a financial professional. I am not a licensed money expert. I’m not a CPA, tax preparer, accountant, stock broker, or banker. Nothing I write or say should be considered professional financial advice. Everything I write or say is opinion, personal experience and/or general, publicly-available information. Which I totally could have gotten wrong, FYI.
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Y’all, I am just a reggo human who has done a butt-ton of research about a butt-ton of personal finance-related topics, and am sharing what I learn and recommending what has worked for me and for others. Dassit. My opinions and advice will probably change as I learn more. You should deeefinitely never follow what I say without assessing your personal and financial situation, and maybe consulting an actual, legit financial professional. And then sue them. Loljk.
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I barely know what this means, but I’ll add it here because I saw it on another blog and I liked it: All information is provided AS IS with no warranties, and confers no rights.
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I think it basically means: No lifeguard on duty. Your mileage may vary. Etcetera, etcetera, Coachella. So, don’t be running to a bankruptcy lawyer talmbout BERNA SAID THO, BERNA SAID.
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You don’t want to sue me, anyway. Basically all I own is scrapbooking equipment from Joanne’s Crafts circa 2003.
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2. I am about that #affiliatelyfe.

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What’s this mess about affiliates? I gotchu: Sometimes, if I recommend a product in my articles, I’ll link to that company’s website using an affiliate link. Basically, if you end up buying a product that you find via my link, I get a commission (aka, dollaz) from that company as a “Hey, thanks for letting this person find us, my guy.”
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This costs you no extra dollars.
This costs me no extra dollars.
This just makes that company give me dollars for being such a good cheerleader, so that I can afford rent and food and keep giving you free goodies, too.
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So, this disclosure is to tell you: I am an affiliate for companies whose products I have tried, loved, and wanted to pass onto my community. You’ll see affiliate links ’round here sometimes.
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In no way does any of my affiliate relationships ever factor into a recommendation, or alter the integrity of the information I provide. I have and never will mention a company simply in exchange for free products, services, or any other payment. I love what I love. Or I don’t, and I’ll tell you.
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That said: If you find that anything I link to is Boo-Boo Sucktown, I want to know. Please holler at heyberna@gmail.com and we’ll tackle it together.
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Good on ya for reading through this jargon-y thing. One more GIF for ya troubles:
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AND I MEAN IT